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price signals


Decisions, decisions…

How does one decide between the Porsche Macan and Subaru wagon?

Go to work, or go play golf?

Be an artist or accountant?

Leave our lights on or turn them off?

Many options we choose in life have a monetary factor. The phrase “with cost no object” is always used in rhetorical questions. The real world thrusts cost/benefit at us regularly.

In my household, we choose to pay for quality food as diet is one of the most important factors in health. Meanwhile, AMA training spends zero hours on diet and thousands of hours studying pharmaceuticals.

We pay out of our own pockets for chiropractors, herbalists, essential oil therapies, reference libraries and medical kits. We would not take prescription medications even if direct-to-us monetary cost was no object.

Today’s Keiser Report discusses the exorbitant cost of Medical-Industrial-Complex (MIC) insurance to middle income families… eating over $2,000 per month with a $7,000 deductible, major co-payments for every MIC transaction and significant coverage limitations … fershur NO payments for chiropractors, herbalists, essential oil therapies, reference libraries and medical kits.

Max and Stacey correctly call today’s medical insurance industry a wealth transfer from the middle class to the insurance executive class. Once they drive you to poverty, MIC services are FREE … as in the middle class will pay for it … until there is no middle class.

Of course that still does not include payments for chiropractors, herbalists, essential oil therapies, reference libraries and medical kits.

With cost no object, poor folk go to MIC practitioners for every cough, rash, ache and boo-boo. There is no financial disincentive to using those services… in the lower class population. Only the middle class co-payers and those of us who eschew MIC services limit our use of it.

How did this country go, in one century, from doctors competing with barbers and herbalists for customers, making house calls, bartering services for chickens, produce, and whatever their customers could afford, to making pragmatic decisions for those trusting them?

That one is easy: The AMA climbed in bed with Big Government to become the monopoly provider. With the supply of allowed providers thereby limited, prices could rise while services declined. Instead of a doctor spending an hour coming to you we spend an hour waiting for 3 minutes of their time.

Where is this headed? What is the trajectory?

More demand with less supply.

The manipulators are a half step away from their dream where the government gives free medical care to all, the elites receive house calls while acting as gate keepers to the limited services the rest of us get.

So sorry Mister Expendable, you didn’t bow down and suck up quite right.
No health care for you.